Policy

Terms and Conditions

Effective Date: January 08, 2025. By accessing or using the services provided by CFR Benefits ("we," "our," "us"), you agree to these Terms and Conditions.

1. Use of Services

Our services are intended to provide health insurance brokerage and related support. You agree to use our services lawfully and only for their intended purpose.

2. No Guarantee of Coverage

While we assist in selecting and applying for insurance policies, final decisions regarding coverage, premiums, and claims are made solely by the insurance carriers.

3. Client Responsibilities

You are responsible for providing accurate and complete information for insurance applications and notifying us of any updates.

4. Limitation of Liability

CFR Benefits is not liable for any indirect, incidental, or consequential damages arising from your use of our services.

5. Privacy

Your use of our services is subject to our Privacy Policy, which describes how we collect and use your personal information.

6. Changes to Terms

We may update these Terms and Conditions at any time. Continued use of our services constitutes acceptance of the revised terms.

7. Governing Law

These terms are governed by the laws of the state of Kansas.

8. Contact Information

If you have questions about these Terms and Conditions, contact yanna@cfrbenefitsgroup.com.

9. SMS Terms and Conditions

By opting into SMS from a web form or other medium, you agree to receive SMS messages from CFR Benefits Group.

  • Types of messages may include appointment scheduling, reminders, post-visit instructions, and billing notifications.
  • Message frequency may vary.
  • Message and data rates may apply.
  • Reply STOP to opt out at any time.
  • Reply HELP for support.

10. Help and Contact

For questions about these terms, contact support@cfrbenefitsgroup.com or call +1 (800) 555-0101.